Rachel’s Debt (Chapter 4 – Rules of Engagement)

Four days later, having forgiven (yet not forgotten) about Rachel’s discovery of my late wife, I decided I would keep the promise I had made to Rachel’s best friend, Rebecca, and schedule our next meeting.

-Hey

-Dont have this phone number, who is dis

-It’s your dear old uncle

Along with the text, I included a picture taken from our last session. I doubt Rachel had even noticed the cameras I had installed several years earlier at my late wife’s request. She used to love watching herself when I fucked her. This picture showed the young blonde with her hands bound behind her, her face against the ground. Not evident from the picture, but she had been busy licking my cum off the floor at the time.

-We need to talk

-Indeed, we do

-I’m coming over after school. U better b there

I had worked an early shift that day and was due to finish up in about an hour. I ought to be able to make it home before she arrived. If not, she could wait, I wasn’t sweating it. Sure enough, by the time I pulled into my driveway, Rachel was waiting for me, arms crossed over her chest, leaning against the tailgate of her beat-up truck.

“You’re late.” I unlocked the front door and she stomped passed me, going straight to the recliner in the corner of my living room.

“Perhaps we should get you a key, you’re getting pretty comfortable here.” She looked like she would’ve thrown something at me if anything had been close at hand.

“You’re late,” she repeated.

“Aye. Came straight from work.” My seat already occupied, I sat down on the couch facing her. “So, what did you want to talk about?”

“We need to discuss our…arrangement, I guess, if you want to call it that. How-how much has…Has…Look, how much more do I owe you still, and what do I have to do to finish paying it off? I can’t go through what I…what you did to me this weekend again.”

“Well, you came and gave me that magnificent show. I think my bed sheets are still drying from that.” She blushed, dropping her head to stare at the floor. “And you spent, what, about two hours? I think it was about two hours, yeah, let’s call it two hours in my little playroom. So, we started at $1250, I’d say you’re down to about…$1050.”

Her jaw dropped, tears welling in her beautiful eyes. “Two hund-hundred dollars? That’s it? I let you tape me masturbating, you made me pretend it was for your weird nephew. You put something in my ass. You-you-you beat me.” She stood up suddenly, whipping around and pulling down her shorts to reveal the crimson welts still striping her firm ass. “See? See what you did to me? It still hurts to sit down. And I did all of that for 200 bucks? No, we’re going to renegotiate.”

“Well, I thought for each fantasy of mine you indulge me in, I’d knock $100 off your debt. That seems fair to me.”

“Wait a minute, I also gave you a blowjob that first night. So it’s $300, right?”

To Rachel, I’m sure it seemed I was weighing over her suggestion. In truth, I hadn’t (couldn’t) forget that blowjob. “That’s a good point, but I’m afraid that it was you who offered. That wasn’t my fantasy, that was yours. We’ll just call that a good faith gesture on your part. Much appreciated actually, really made me feel like I could trust you to honor our agreement.”

“MY FANTASY? YOU THINK THAT, FOR ONE MINUTE, I’VE EVER FANTASIZED ABOUT YOU?”

“Well, you were quite wet last time. And the way you sucked me off on Saturday, it certainly seemed like you were enjoying it every bit as much as I did.” She strode over to the couch and slapped me with more power than I thought a girl her size could muster. “Now, look here. You don’t have any, understand me, ANY leverage here. You think that I only had the one copy of those videos? Thought you could pickpocket my phone and I’d lose my collateral. How fucking stupid are you? Of course, I made backups.”

“Wait, what? Why would I steal your phone?” I glared at her and, realizing the logic behind the accusation, she continued, “Well, okay, I guess I have a pretty good reason, but I didn’t do it. I figured a perv like you probably made copies as soon as you could.” Trying to compose herself, another realization flashed across her face. “And another thing, dear old uncle, our agreement doesn’t include my friends, my family, or my boyfriend, so stay the hell away from them.”

“Fair enough. But that means my wife stays out of it, as well.” She nodded her head in agreement. I took a few deep breaths, trying to clear my head. Perhaps realizing how heated things were getting, she did the same. “I think maybe setting some ground rules makes sense. Just so you know what you’re getting from this, I pay by encounter, not by hour. I won’t expect you to be 24/7 at my command, but I do expect you to make a reasonable attempt to be available when I ask.”

“I guess that makes sense.”

“Good. As for standards, any hair below your eyebrows is to be removed before visiting. Since you won’t always know when I’ll be calling, I suggest you just keep up-to-date with it. Bra and panties are to be removed before coming through my door and, except for those times when you are coming straight from work or school, I expect you to be wearing a skirt and low-cut blouse when you arrive. Now, are you on the pill?”

“The pill?”

“Yeah, I don’t like wearing condoms and I’m certainly not looking to father any kids with you.”

“Well, I think I should get to set a couple of rules, too. I know, I know, leverage, blah blah, but that’s only fair. I have limits, there are things I won’t do.”

I mulled it over, deciding that, as long as her requests were reasonable, I would respect them. I didn’t waste my time patting myself on the back over this, I had already forced her to do several things that, whether she enjoyed them or not, she never would’ve done with me. “Okay, what did you have in mind?”

“We can’t have sex.” This time it was my turn for surprise. I felt like a cartoon, sure that my jaw had literally fallen from my face and struck the floor.

“Uhhhh, yeah, I don’t think that’s going to work. You won’t be getting a hundred bucks trying to suck off your debt. Unless…”

“Unless what?” The hope on her face was evident. Evident, and badly misplaced.

“I have a few friends over for poker once a month. You come, strip for us, serve us drinks, suck off a few of them, I’m sure they would help contribute to your debt.”

“No. Absolutely not. My debt is to you, my arrangement is with you, I am not a whore to be passed around to your friends. I will, you know, do stuff to you, but not for anyone else.”

“Fair enough, it was only a thought. How about this for limits, if you would do something with your boyfriend, then I have the right to expect it from you as well.”

She suddenly seemed very interested in the hem of her shirt, anxiously twisting and pulling at it. Several times it seemed like she was on the verge of speaking, only to shake away whatever words threatened to spill forth from her lips and resume fiddling with her clothes. I wasn’t sure what had gotten her so worked up; I knew it had to be more than breaking our previous rule and invoking her boyfriend. A thought buzzed through my brain as I watched her. I swatted it away, but the more I stared, the more insistent the thought became.

“Rachel?” She looked up at me, her shirt still balled up in her fist. I noticed there were tears in her eyes. “Are you a virgin?” Fresh tears spring from her eyes, leaking down her cheeks. Never before had I seen her as something so vulnerable, and a part of me wanted to draw her into a big hug and assure her that this would all be okay. She nodded slowly. I was completely stunned. Feeling suddenly heavier than I had been only two seconds ago, I collapsed back into the couch. Rachel had sat back down in the armchair, curling up into as tight a ball as she could, her knees to her chest, her arms wrapped around them.

“I’m on the pill, but I’ve never had, you know, never made love before. I wanted to save that for Ryan. I can do other things for you, though.”

I could say that I wanted to respect her wishes. I could tell you that, having finally recognized her vulnerability, I was going to call the whole deal off. I had already paid for the repairs to my truck. I had earmarked some of that for a vacation later in the year, but I still had quite a bit in savings and would be able to make up the money I had spent within a few months if I made a few adjustments to my budget. The problem is, if I told you any of that, I’d be lying. At that moment, all of my thinking, all of my decision making, everything was being controlled by a different part of my body, this one a couple feet below my neck. “Rachel, I’ll take $500 off your debt right now if you have sex with me. I’ll be gentle, foreplay, make sure that you cum, too. What do you say?”

It’s what I had been thinking, but I was still surprised to hear it issuing forth from my lips so coldly and confidently. More surprising was her response. Rachel didn’t immediately say no. She seemed to be seriously considering my offer, and I was ready to do and say anything to be the one to claim her virginity. “Ryan would never have to know.”

“I would know.” She looked genuinely upset to have to decline my offer. No doubt her regrets were over the idea of ending our arrangement faster and had nothing to do with turning me down for sex, but it was a surprise, nonetheless. She chewed on her lip, clearly still deliberating something. I sat patiently, waiting for her to tell me. “What if…what if you fucked my ass instead? I’ve never done that with Ryan, so you’d still get to take my anal virginity.”

“You would rather have a cock in your ass first than in your pussy?” She hesitated, then nodded, hanging her head as if ashamed after doing so. “I’m not giving you $500 for that, you know?”

“How much then?” I could tell that the idea of bartering over the value of her body hurt her deeply. She clearly considered herself above such the type of people who sold themselves like that, and I relished watching her agonize over her decision.

“Hmmm.” A deep breath in, then, “$150.”

I expected more pushback, a little negotiation, an outright refusal to allow me her virgin asshole. What I got were sniffling tears and a deeper sob as she nodded her head in agreement. “Is that *sniffle* really all?”

“You were willing to offer up that sweet ass of yours pretty quickly. Clearly, you don’t consider your two virginities as equals, why should I?” She didn’t respond, but she didn’t argue, either, and that seemed to be the most important takeaway. “Well, Rachel,” I said, standing up, “I believe you remember where the bedroom is.” I gestured for her to go ahead of me, smacking her firmly on the ass as she passed me. She shot me a wounded look over her shoulder but continued towards the bedroom. Upon following her through the doorway, I found her sitting on the bed, anxiously playing with the hem of her shirt again. I was starting to think I was breaking the poor girl. “Rachel?” I asked politely, almost gently. “You’re going to need to undress for this.”

She seemed unable to speak but began undressing anyways.